Educational Debt Cancellation Foundation – Dr. Jennoa Graham
Robert ThibodeauEpisode Description
Educational Debt Cancellation Foundation
Dr. Jennoa Graham
We have all seen the news recently with the government trying to figure out how to help struggling college graduates to pay their student loans. Part of the issue has been the ease with which students can obtain loans, sometimes totaling tens of thousands of dollars – or more!
The belief is they will be able to find a great job with a degree and pay it off. But in many cases, that is not the case.
Loans need to be repaid. If not, your credit ratings will suffer – and that just adds to the burden graduates face as they are trying to establish their lives after college.
Adding to the burdensome brew are predatory lenders and universities that are disingenuous with students and their ability to repay student loans. Moreover, politicians continually make promises to relieve the burden of educational indebtedness. They have not.
Single parents are especially vulnerable. Whether their circumstances result from divided families, death, a growing hope for the future, or the lack of a clear plan, the burden is a barometer and is usually a sign of serious storms ahead. Yet, there are things that single parents can do.
That is where our guest today comes in. Praise God!
Dr. Jennoa Graham is a professor with the University System of Georgia, teaching leadership, organizational behavior, HR Management and other business courses. But life was not always all “sunshine and roses” for her…
She struggled as a single parent who made the decision to improve her life by attending college. As most students will, she took out student loans to do so. I’ll let her tell her story…
But after what she experienced, she decided to help others out so they would not have to struggle as much as she did.
She founded the “Educational Debt Cancellation Fund,” which is an IRS approved 501-c-3 formed specifically to reduce the accumulated student loan debt of over $1.5 TRILLION!
It is the vision of Dr. Graham to heighten awareness of student loan debt and eliminate Economic Disaster in all communities by “Breaking the bondage of educational debt.” The mission of the EDCF has started by helping single mothers who are struggling to repay education debt while providing for their children.
Dr. Graham is also an active community leader, speaking domestically and internationally on a variety of topics for Academic Conferences, Business Conferences, Financial Workshops, Christian Radio, and online Podcasts.
She is also an author of a great book, “Cyanidation: The Refinement of My Life.” It is her memoir and is available on Amazon.
To give us more information on all of this, help me welcome to the program, Dr. Jennoa Graham! Dr. Graham, it is a blessing to have you join us today. I do appreciate your time.
First question I always start with is this. Other than that brief information I just shared, can you tell us in your own words, “Who is Jennoa Graham?
Let’s go back to the beginning. You’re a single mom trying to “make it” in the world. But one morning, in the winter, you made a decision of “No more frozen tears.” Can you explain that situation for us?
What made you decide to start this non-profit and try to tackle a $1.5 TRILLION dollar debt?
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